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First Apartment checklist

16 steps from budgeting to getting your deposit back.

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Before you search

Know your numbers.

Set a rent budget from your take-home pay Guide
Add up move-in costs and start saving Guide
Check your credit reports for errors Guide
Gather ID, proof of income and references Guide

While you search

Safely, and on the real cost.

Compare places on rent plus every monthly cost Guide
Never pay before seeing the place and signing a lease Guide
Use the viewing checklist at every apartment Guide
Agree money and habits with roommates in writing Guide

Sign and move in

Read, insure, document.

Read every clause of the lease before signing Guide
Check your state's deposit rules Guide
Get renters insurance Guide
Set up utilities before move-in day Guide

Living there

Stay on budget, protect your deposit.

Photograph every room on move-in day Guide
Write your first-apartment budget Guide
Start a small emergency cushion Guide
Note your lease renewal and notice dates Guide