Free tool

Rent and move-in cost calculator

See how a rent compares with two common guidelines (30% of income, and landlords' "40 times the rent" screening rule), and how much cash you'll need before you get the keys. Deposits and fees vary by state and landlord, so adjust the numbers to your area. Nothing is stored.

Cash to move in

$3,400

Rent at 30% of income: $1,200
Rent by the 40x rule: $1,200
Your rent, % of income: 29%
Rent + debt, % of income: 35%

This rent is within both common guidelines. Check that your full budget still leaves room for savings.

Move-in cash = first month's rent + deposit + fees + moving + furnishing + utilities. Some landlords also ask for last month's rent. Guidelines, not rules; your full budget matters most. Estimates only.

Before you apply

Budget from take-home pay. See how much rent can I afford?
Save the move-in cash first. See saving for move-in costs.
Never pay before you see it. See how to spot a rental scam.